This privacy policy (“Privacy Policy”) describes how FRB Capital Group LLC (“FRB” or “we” or “us”) treats the information that is collected about you when you visit or use the Website, regardless of the method of access, whether by desktop computer, mobile device or other equipment. By accessing and using the Website, you consent to our collection, storage, use and disclosure of your personal information and other information as described in this Privacy Policy.

You can visit the web site without disclosing any information about yourself. FRB will not sell, rent or share information with any other organization. FRB reserves the right to disclose your information to comply with applicable laws and lawful government requests, to operate its systems properly, or to protect itself or others.

Cookies

A cookie is a small text file that is stored on a user’s computer for record keeping purposes. Cookies can be either session cookies or persistent cookies. A session cookie expires when you close your browser and is used to make it easier for you to navigate our website. A persistent cookie remains on your hard drive for an extended period of time.

Through the use of a cookie, we also may automatically collect information about your online activity on our site, such as the web pages you visit, the links you click, and the searches you conduct on our site. We may allow our authorized service providers to serve cookies from our website to allow them to assist us in various activities, such as doing analysis and research on the effectiveness of our site and content.

You may delete or decline cookies by changing your browser settings. (Click “Help” in the toolbar of most browsers for instructions.) If you do so, some of the features and services of our website may not function properly.

We may also use third party services, such as Google Analytics, to track and analyze data from users of the Website.

Web Beacons

Web beacons (also known as clear gifs, pixel tags or web bugs) are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of web users or to access cookies. Unlike cookies which are stored on the user’s computer hard drive, web beacons are embedded invisibly on the web pages (or in email) and are about the size of the period at the end of this sentence.

Web beacons may be used to deliver or communicate with cookies, to count users who have visited certain pages and to understand usage patterns. We also may include web beacons in promotional or other e-mail messages or newsletters to determine whether messages have been opened and acted upon. We also may receive an anonymous identification number if you come to our site from an online advertisement displayed on a third-party website.

IP Address

Your Internet Protocol (“IP”) address is usually associated with the place from which you enter the Internet, like your Internet Service Provider or your company. Our server may also record the referring page that linked you to us (e.g., another website or a search engine); the pages you visit on our site, the website you visit after this website; other information about the type of web browser, computer, platform, related software and settings you are using; any search terms you have entered on this website or a referral site; and other web usage activity and data logged by our web servers.

We may use Anonymous Information for the following purposes:

Aggregate the information collected via Cookies and similar technologies to use in statistical analysis to help us track trends.

We may use your IP address to help diagnose problems with our servers, gather broad demographic information, and administer our Website. We may also link this information with your personal information when we feel that it is necessary to enforce compliance with our rules and policies or terms of service or to protect our site, customers or others.

If you are using a mobile device, we may also receive your UDID, or another unique identifier, and mobile operating system. We may correlate this information with other Personal Information we have about you. We may also use cookies and URL information to gather information regarding the date and time you used the Website and the information for which you searched and accessed.

Changes to Privacy Policy

We reserve the right to change, modify, add or remove portions of this Privacy Policy at any time and without prior notice, and any changes will become effective immediately upon being posted unless we advise you otherwise. However, we will not use your Personal Information in a way that is materially different from the uses described in this Privacy Policy without giving you an opportunity to opt out. Your continued use of the Service after this Privacy Policy has been amended shall be deemed to be your continued acceptance of the terms and conditions of the Privacy Policy, as amended. We encourage you to bookmark this webpage and review this Privacy Policy regularly.